FBinsure Blog

Condo Insurance - Why You Need It And What You Need To Know

You just bought your first home, a Condo, and you couldn’t be happier!  The question you may ask now is “Do I need a condominium insurance policy if my condominium association has a master policy for the complex?”  This is a valid question and since you are now most likely watching every penny to afford your new home, one that is smart to ask.

What Kind Of Insurance Does My Business Need?

This is a question that may be quite confusing to many business owners.  The answer is not black and white because each business is different.  We asked our Commercial Lines Manager, Gail Bortolotti to give us her thoughts on how we could best answer this question for you in blog format.  Here is the answer she provided.

That depends on the kind of business you engage in. All companies need basic liability insurance to protect them against acts of owners or employees for which they might be considered legally liable.

Knowing The Right Play

It’s easy to be a Monday morning quarterback where you can assess a situation and make decisions with a clear head.  Go back 24 hours however, and in the heat of the play, that went terribly wrong, decisions aren’t so clear.  At FBinsure we want to make sure you know the right “play” before it happens.  Making sure you are aware of the information you will need, the process that will take place and generally what your responsibilities are.  Filing a claim for an accident or loss can be confusing so we have broken down the process into a few easy to understand and clear s

Treat Your Insurance Company Like Your Allergies

Some people suffer through allergies needlessly.  Perhaps its seasonal and perhaps it’s year round.  Whether it’s weeds or grasses, pollen, dust, mold or animals there are people out there who believe that they are stuck with their allergies and sit back and take everything they throw at them.  Why would you suffer when there’s a solution out there that will give you peace of mind and make you feel better?

Insurance Is Like Dressing For The Weather

It is now summer and most of us have traded in our winter jackets, mittens and scarves for bathing suits, flip flops and sun block.  Why is not a surprise.  The weather has changed and now the daily temperature is in the 70s.

Insurance Is Like Dressing For The Weather

It is now summer and most of us have traded in our winter jackets, mittens and scarves for bathing suits, flip flops and sun block.  Why is not a surprise.  The weather has changed and now the daily temperature is in the 70s.

Is That 15 Minutes Worth It Or Not?

Have you stopped to think about how much that 15 minute policy is really worth?  Here’s some food for thought. 

Data Breaches - No Business Is Immune

You’ve spent time and money to implement the latest safeguards to protect your customer and employee  data. You’ve securely configured your firewalls. You test and install security patches and upgrades within 48 hours of notification. You back-up network data and configuration files daily. You employ anti-virus software and update this software daily. Also you employ intrusion protection and detection systems and update/test them regularly.

Knowing The Massachusetts Lemon Laws

Let’s face it, not everyone can purchase a brand new car. Many of us struggle to put our coveted pennies together to pay the monthly bills. For this group, a used car is the answer we seek when looking to purchase a replacement vehicle. When you buy a used car you should be familiar or make yourself familiar with what is commonly known as the Massachusetts Lemon Aid Laws. This of course has nothing to do with the tasty refreshing drink we consume in the summer heat.

Seasons Change And So Too Must Your Homeowner's Policy

It is now summer and most of us have traded in our winter jackets, mittens and scarves for bathing suits, flip flops and sun block.  Why is not a surprise.  The weather has changed and now the daily temperature is in the 70s.