So your dear old grandma bought a new Harley from her nursing home and appears to have gone on a road trip down to Daytona? Yeah, I didn’t think so. Identity theft is a major concern for many people, and rightfully so. Stealing someone’s identity is easier than ever due to internet shopping, more sophisticated means of gleaning information from credit cards, and people’s ignorance on how little information is needed in order to steal your identity.

Business interruption insurance, also known as Time Element insurance, is probably the most valuable coverage your business can have. It is a coverage that is frequently overlooked by many business owners.   If your business was affected by an event such as wind, water or a fire, standard property insurance would not cover the loss of income caused by the temporary closure of your business.  Business Interruption Insurance is designed to cover such losses and can be equated as disability insurance for a business. 

Liability coverage is probably the most important coverage on any home insurance policy, yet is overlooked or downplayed by most consumers. If you are sued because of injuries or property damage someone sustains due to your negligence, this is the coverage that will pay the judgment that may be set against you by the courts. When discussing this coverage with clients, I almost always hear “I don’t care if I get sued, I don’t have any money.

Punxsutawney Phil may have predicted an early Spring, but it’s still COLD out there!! Living in New England, you’ve probably come to know and appreciate the winter months of freezing cold temperatures and all of the fun things that accompany it. Not to worry, here are a few winter tips from weather.com that can assist in preventing unnecessary winter drama when it comes to your vehicle.