Farrell Backlund Insurance Agency Announces Brand Transition
Farrell Backlund Insurance Agency announces the migration of their three agency brands - Farrell Backlund, Richardson-Cuddy, and Anderson-Cushing Insurance to one unified brand. To read all about our new identity, read our latest article.
Texting and driving are a deadly combination. Not only is it dangerous to partake in this activity, it is also illegal in 11 states including Massachusetts for all drivers. In fact, beginning in October 2013, all laws will be primary enforcement which means that an officer may cite a driver for using a hand-held cell phone without any other traffic offense taking place.
The fact is that distracted driving kills. Period. Young and inexperienced drivers are the group at the greatest risk.
Did you know:
Are you looking for a four-legged friend to add to the family? Before you purchase a pooch, be sure you check with your insurance agent or company to verify that the dog is acceptable. Most insurance carriers have a list of dog breeds that they deem unacceptable for their insureds to own.
So, you are going on vacation and will be in need of a rental car. The big question is “Do I buy
the Collision Damage Waiver , CDW, offered by the rental car company?” Well let’s look at a the answers to a few questions that might help with this decision.
Question: Don’t I already have insurance on with my auto policy?
So your dear old grandma bought a new Harley from her nursing home and appears to have gone on a road trip down to Daytona? Yeah, I didn’t think so. Identity theft is a major concern for many people, and rightfully so. Stealing someone’s identity is easier than ever due to internet shopping, more sophisticated means of gleaning information from credit cards, and people’s ignorance on how little information is needed in order to steal your identity.
Written by Shannon Nicol MWCA, CWCA, WCCA
Workers’ Compensation Specialist
The majority of my position involves helping our clients in the New England Comp Advisor Program (NECA) manage their workers’ compensation claims. Proper claims management is the key to protecting your experience modification (MOD) rating.
Business interruption insurance, also known as Time Element insurance, is probably the most valuable coverage your business can have. It is a coverage that is frequently overlooked by many business owners. If your business was affected by an event such as wind, water or a fire, standard property insurance would not cover the loss of income caused by the temporary closure of your business. Business Interruption Insurance is designed to cover such losses and can be equated as disability insurance for a business.
Liability coverage is probably the most important coverage on any home insurance policy, yet is overlooked or downplayed by most consumers. If you are sued because of injuries or property damage someone sustains due to your negligence, this is the coverage that will pay the judgment that may be set against you by the courts. When discussing this coverage with clients, I almost always hear “I don’t care if I get sued, I don’t have any money.
This blog is dedicated to discussing the dangers and steps you can take to eliminate Radon from your home. Radon is a colorless, odorless, tasteless gas that is produced naturally from the decay of uranium in soil, rock and water. It has been proven to be the second leading cause of lung cancer next to smoking. Facts show that radon can also cause emphysema, hardening of lung tissue, pneumonia, and chromosomal irregularities that lead to birth defects. You don’t have to live near a power plant or travel to a