FBinsure Blog

Massachusetts Workers’ Compensation Claims Process part 2 of 3

Last week we reviewed a few basics of the Workers’ Compensation claims process.  This week we take a deeper dive into some of the processes surrounding hearings and appeals after a claim has been filed. 

Massachusetts Workers' Compensation Claims Process part 1 of 3

We regularly answer questions about the Workers' Compensation Claims Process.  This can be a confusing and frustrating process to understand if you are trying to navigate it alone.  Over the next few weeks we will break this process down into three parts in an effort to help you better understand how it works.

10 Roadblocks To Make A Cyber Thief’s Life Difficult!

Intermittent & Reduced Leave Guidelines Under the Family and Medical Leave Act (FMLA)

Under the FMLA, employees may take leave in several ways—continuous leave is just one type of FMLA leave that employees can take. In certain circumstances, leave can be taken intermittently or on a reduced-leave schedule basis.

Don't Let Lifting Get You Down

Your business depends on the productivity of your employees.  One way to maximize your employees’ potential is to acknowledge and address problems that cause decreased productivity.  According to a study published in the Journal of Occupational and Environmental Medicine, 38% of American workers surveyed experienced “low levels of energy, poor sleep or a feeling of fatigue” during their past two weeks at work.

Hiring: Workers' Compensation Injury Awareness

Your company is hiring but does not want to hire individuals who present workers’ compensation risks.

Ordinance or Law Coverage

Every day we encounter people struggling to understand what their insurance policies really do for them. Those encounters are why we make educating our clients such a large part of what we do. As a business owner, there are certain thing that you should know when recovering from a loss.


CATO or Corporate Account Takeover is a huge financial exposure to unsuspecting businesses. CATO basically is a form of identity theft whereby cyber thieves are able to steal a business’ valid online banking credentials or they take over browser sessions to access a customer’s account. Other terms used to describe this type of cyber theft are “Electronic Crime and Social Fraud Engineering”.cato

Renting All or Part of Your House

Have you ever thought about renting out a room or your entire home for extra income? Before you decide this is a good idea you have some things to think about. Rental of a room or your home could be considered a business and changes the circumstances of your insurance policy.  Insurance carriers do not contemplate business exposures when insuring a single family home.  How many rooms are rented and for how long will play a factor in whether or not your home insurance policy will provide the proper coverage for this exposure.

Planning a Safe Summer Road Trip

Summer is here and day trips and vacations are well under way. Travelling is fun and exciting, however, it can end up quite nightmarish if you don't plan ahead. Whether for business or pleasure, planning safety into every mile is the key to happy memories. AAA offers these suggestions for an accident-free trip: