Farrell Backlund Insurance Agency Announces Brand Transition
Farrell Backlund Insurance Agency announces the migration of their three agency brands - Farrell Backlund, Richardson-Cuddy, and Anderson-Cushing Insurance to one unified brand. To read all about our new identity, read our latest blog article.
So, you are going on vacation and will be in need of a rental car. The big question is “Do I buy
the Collision Damage Waiver , CDW, offered by the rental car company?” Well let’s look at a the answers to a few questions that might help with this decision.
Question: Don’t I already have insurance on with my auto policy?
So your dear old grandma bought a new Harley from her nursing home and appears to have gone on a road trip down to Daytona? Yeah, I didn’t think so. Identity theft is a major concern for many people, and rightfully so. Stealing someone’s identity is easier than ever due to internet shopping, more sophisticated means of gleaning information from credit cards, and people’s ignorance on how little information is needed in order to steal your identity.
Written by Shannon Nicol MWCA, CWCA, WCCA
Workers’ Compensation Specialist
The majority of my position involves helping our clients in the New England Comp Advisor Program (NECA) manage their workers’ compensation claims. Proper claims management is the key to protecting your experience modification (MOD) rating.
Business interruption insurance, also known as Time Element insurance, is probably the most valuable coverage your business can have. It is a coverage that is frequently overlooked by many business owners. If your business was affected by an event such as wind, water or a fire, standard property insurance would not cover the loss of income caused by the temporary closure of your business. Business Interruption Insurance is designed to cover such losses and can be equated as disability insurance for a business.
Liability coverage is probably the most important coverage on any home insurance policy, yet is overlooked or downplayed by most consumers. If you are sued because of injuries or property damage someone sustains due to your negligence, this is the coverage that will pay the judgment that may be set against you by the courts. When discussing this coverage with clients, I almost always hear “I don’t care if I get sued, I don’t have any money.
This blog is dedicated to discussing the dangers and steps you can take to eliminate Radon from your home. Radon is a colorless, odorless, tasteless gas that is produced naturally from the decay of uranium in soil, rock and water. It has been proven to be the second leading cause of lung cancer next to smoking. Facts show that radon can also cause emphysema, hardening of lung tissue, pneumonia, and chromosomal irregularities that lead to birth defects. You don’t have to live near a power plant or travel to a
Punxsutawney Phil may have predicted an early Spring, but it’s still COLD out there!! Living in New England, you’ve probably come to know and appreciate the winter months of freezing cold temperatures and all of the fun things that accompany it. Not to worry, here are a few winter tips from weather.com that can assist in preventing unnecessary winter drama when it comes to your vehicle.
With today’s economic crunch, people are finding ways to save an extra dollar or two. One of the ways people are doing this is to try and push off gassing up their vehicles for as long as possible. With gas prices around $4 per gallon, squeezing every extra mile out of your vehicle before the next fill-up can save some money in the short term, but what are the long term effects of driving on empty?