FBinsure Blog

Cyber Liability Insurance-Does My Business Really Need It?

This is a legitimate question many business owners may keep asking themselves when they hear of another data breach occurring at a major retailer, healthcare provider or financial institution. The majority of businesses are far below the size category of the large and well known victims of data breaches. These business owners may rationalize that they have a minimal cyber liability exposure. This may make them feel that they are less of a target and their data may not be of value to cyber criminals or fraudsters. Nothing could be further from the truth.

The Broker Selection Process

Most people associate buying insurance like buying a car. You pick out the car you want and then have multiple sales people fight over your business to get you the best price possible. Most of the time this process works and you, the consumer, end up with a good deal for the car you want. This process does not work well when buying insurance. Let me explain why.

Ways To Save With Young Drivers

Anyone who has had a child of driving age knows all too well the significant cost surrounding their child’s newfound four wheeled freedom. Young drivers cost a significant amount of money on an insurance policy. The reason for this is their inexperience. Young drivers make mistakes, and when you are driving a vehicle, those mistakes can be costly. With that said, there are ways to help mitigate the cost of adding your young driver to your insurance policy. See below for some common discounts associated with new drivers.

Make More Happen

Hiring A Domestic Worker

So, you’ve decided to hire a Nanny because your are tired of dragging your kids out of bed at 6am to get them to the daycare center and make it to work on time.  These days nannies are a much more popular and common option for younger parents.   Whatever your reasoning, once you hire a Nanny you are now an employer and there are many important things to know about your new role.

Lights On!

lights on with the wipersEffective April 7, 2015, there is a new Massachusetts law in effect that requires drivers to turn on their headlights and taillights during certain driving conditions.  Although many cars are now manufactured to have the headlights come on when the car is started, not all do.  Some headlights still need to be manually engaged.  Whichever is the case for your vehicle, you must now make sure that your headlights and taillights are on under th

Expecting and Preparing for The Unexpected

This past week FBinsure presented the first FB CEO Seminar Series on Disaster Recovery.  Our speakers included the Mansfield Fire Chief Neal Boldrighini, Paul Davis Restoration of Boston South business owner John Gugliotta and his Sales and Marketing Director Haley Acosta.  Our engaging speakers posed some thought provoking questions and important considerations on disaster planning.

Without This, Your Business Could be Walking Dead!

zombiesYour business relies on employees, a phone system, computers and the internet to run each day.  Imagine that a disaster takes them all out at once?  What would you do?  Are you prepared?  Do you have a disaster plan in place?

5-Family Coverage: What You May Not Know

Submitted by Karen Ferreira, FBinsure Commercial Lines Producer

 

Tips to Prevent Roof Collapses

Many of us here in New England are sick of snow.  Spring cannot get here soon enough.  However, until the birds begin to sing and grass makes its comeback, there is plenty of work to be done.  We have all become well acquainted with roof collapse stories on the news and their tragic details.  Taking steps to prevent a roof collapse goes beyond a roof rake and a ladder.