TAUNTON, MA, May 20, 2013 —Farrell Backlund Insurance Agency (FBIA), a partner of Bristol County Savings Bank, announces the migration of their three agency brands, Farrell Backlund, Richardson-Cuddy, and Anderson-Cushing Insurance to one unified brand – FBinsure. “We see this as an important move for our agency today and moving into the future.

So your dear old grandma bought a new Harley from her nursing home and appears to have gone on a road trip down to Daytona? Yeah, I didn’t think so. Identity theft is a major concern for many people, and rightfully so. Stealing someone’s identity is easier than ever due to internet shopping, more sophisticated means of gleaning information from credit cards, and people’s ignorance on how little information is needed in order to steal your identity.

Business interruption insurance, also known as Time Element insurance, is probably the most valuable coverage your business can have. It is a coverage that is frequently overlooked by many business owners.   If your business was affected by an event such as wind, water or a fire, standard property insurance would not cover the loss of income caused by the temporary closure of your business.  Business Interruption Insurance is designed to cover such losses and can be equated as disability insurance for a business. 

 

Liability coverage is probably the most important coverage on any home insurance policy, yet is overlooked or downplayed by most consumers. If you are sued because of injuries or property damage someone sustains due to your negligence, this is the coverage that will pay the judgment that may be set against you by the courts. When discussing this coverage with clients, I almost always hear “I don’t care if I get sued, I don’t have any money.