From an insurance and risk management stand point, what snow and ice contractors cannot do enough of is document, document and document. This unexpected, yet critical contractor tool In this highly litigious society we are living in it has never been more important to keep track of all the information you can. Recently insurance carriers have moved to much stricter guidelines when underwriting potential businesses. They now require certain documentation, such as log books. Lack of documentation will cause insurance carriers to offer higher premiums or decline coverage all together.