Clients and friends are always asking me “Can we have a PPO?” Most local companies only offer an HMO, but there are advantages to a PPO. This does not mean that a PPO is for everyone.
Here are the pros and cons of a PPO:
These are the major differences between an HMO and a PPO. Most of the time the higher cost of the PPO makes the decision to sign up for one very easy. The theory is why pay more when the benefits are not normally any better and in