Category Archive for : ‘Insurance’

In this day and age, everyone is always looking to make a few extra bucks! What is the easiest way to do this and not take time away from our family obligations- starting and operating a business right out of our homes!

It seems like a great idea. Your home is already insured, therefore it won’t cost you any money to rent a place nor will you have to purchase any additional insurance.

Well, that is not always the case. Depending on the business you operate, your Homeowner’s policy will exclude any

One of the biggest issues facing insurance consumers today is the misconception of auto insurance. Any advertisement you see will almost certainly focus on your car, and the damage to it after an accident. They tote the value of their particular insurance policy in getting your car back on the road quickly and with little inconvenience to you. While this is a very important piece of the auto insurance policy, this perspective creates tunnel vision in consumers.

The reality of auto insurance is that it covers so much more than your

Rental reimbursement, towing and road service coverage is an inexpensive insurance option that can help when you need it most.

Help when you need it most

One of the last things you want to worry about after a car accident is how you’re going to get around without your car or pay for other transportation. Since an automobile policy doesn’t automatically cover the cost of a replacement car after an accident, rental reimbursement and towing coverage is an inexpensive insurance option that can help when you need it most.

Rental Reimbursement Coverage

Rental reimbursement

In the event that someone is injured on your property and you are found legally responsible, you could be faced with a costly financial burden. In fact, without a personal umbrella liability insurance policy, any expenses beyond the limits of your standard policy are your responsibility. This applies to your homeowners, renters, automobile and watercraft insurance policies.

Personal umbrella liability insurance provides an extra layer of protection over your personal assets for when your standard liability coverage is exhausted.

Engaging in everyday activities can put you at risk for a lawsuit. Simple

Some people think that a Homeowner’s insurance policy is just to protect one’s home and personal belongings.  Believe me; it is so much more than that.   Homeowner’s insurance also provides Liability Coverage.  This means that if you are found to be negligent in your actions or inaction, your Homeowner’s insurance would respond to this type of loss.   Believe it or not this coverage will follow you where ever you go in this world.  That’s why we call it “worldwide coverage.”

Let’s say for example you are vacationing on Cape Cod and

The battle lines have been officially drawn.  The war has ensued between direct insurance writers and Insurance Agents and the proverbial Paul Revere has long taken his proverbial ride announcing “the direct writers are coming!”  While the direct writers primarily focus on price, the independent insurance agents are able to bring far more to the table.  Working for one of the best Independent Agents in Southeastern Massachusetts, here are what I consider to be “The Distinguishing 5” benefits of working with an Independent Agent.

Claims Advocacy – The single reason you

It finally happened!  You’ve found “THE ONE”!  You are head over heels in love.  The ring is in place, the YES has been delivered and amidst all the planning and preparation you simply cannot wait to say your “I do’s”.  Every waking moment is filled with visions of the dress reveal, and the party and the food and the church and the limo and of course the decadent cake.  All the wonderfully poignant details that will make your day perfect for you and your soon-to-be spouse.  Everything is coming together

If you have ever driven by or been in an auto accident most likely you’ve also seen an ambulance on the scene carting the injured parties off to the hospital.  As you take that ride in the steel stallion, did you ever think about who is responsible for your medical bills?  Who will pay for them if you are involved in a serious auto accident? Many of us assume that our health insurer will be the only call however, did you know that your auto insurance will help cover your

Thanksgiving Dinner!  What is typically referred to as the Smorgasbord is now done and everyone has splintered off into their own little sections.  Some watch the traditional football game while dinner settles in along with the infamous Tryptophan Turkey Coma!  So commences the sounds of family chatter, children playing, football, snoring and holiday themed music which are all a culmination to one unmistakable confirming fact; that Christmas is around the corner!

Then it’s “Go-Time;” the day you’ve been waiting for since last Thanksgiving. You’re ready to shop like a pro!  That

What if?  These words are impacting the landscape of today’s insurance brokerages.  Faced with challenges from a myriad of angles, “What if,” is shaping the direction of insurance company pressures, client expectations, and the technological and procedural evolution of today’s broker.

What if is a question so much easier asked today than it was 20 years ago.  Just go right ahead and type “What if…,” into your Google machine and you will receive a seemingly limitless (about 4,300,000,000 results) amount of fact and opinion guiding you to the inevitable destination your question