Do I Really Need To Purchase Title Insurance For My Home?

The question of whether or not to purchase title insurance is one that we often get asked as insurance agents. The answer is quite simply….YES.

Title insurance is a policy that protects against financial losses due to defects in the titles of real property, which will render mortgage loans invalid. There are two types of title insurance that can be purchased: owner and lender.

An owner’s title insurance policy protects the purchaser of the property from any and all title defects. This policy will respond if it is found out in the