Do I have hurricane insurance?
Hurricanes are wind losses. Homeowner’s policies provide coverage for losses caused by wind subject to a deductible. Insurance companies issue different deductibles. Depending on where the property is located there may be a wind, named storm or hurricane deductible. Check with your agent to see what deductible applies to your policy.
What happens when my tree falls in my yard?
Most policies will pay a nominal amount to remove a tree felled by a windstorm subject to a deductible. Some policies limit payment to only those trees that