Social media such as blogs, podcasts Facebook, LinkedIn, Twitter, even your company website have opened up new liability exposures for employers.

Traditional liability insurance products don't address Internet exposures. But by disseminating information to the public through the Internet, your business now has the same liability risks as publishers. Exposures such as copyright infringement, defamation, and invasion of privacy have opened the door to the newest insurance coverage - cyber liability.

Cyber liability insurance also covers a large range of loss exposures such as damages due to loss or theft of client data, email-transmitted libel, and even introducing (accidently or otherwise) a virus into another businesses' network. The coverage is constantly being expanded, and it continues to undergo changes to meet the obvious growth of communications capabilities in the cyber world.

The potential liability associated with all forms of electronic communication is rapidly evolving. In November 2009, the Office of Consumer Affairs and Business Regulation implemented 201 CMR 17:00, a regulation setting standards for the protection of personal information of all Massachusetts residents.  Any business that owns or licenses personal information about a resident of the Commonwealth must be in compliance.  For more information about this regulation please visit this website: http://ow.ly/6Iz3V.  Talk to us about ways we can identify and cover your business' cyber risks.