Social Services

Beyond Insuring Social Services. Ensuring The Mission.

Aid-social-service-careSocial service organizations serve a vital role for Massachusetts & Rhode Island communities. Few industries endure your unique challenges. Hiring difficulties. Eroding funding. Annual uncertainty. Consolidation.

You need to work with an Agency that understands your mission to ensure the appropriate insurance programs and risk reductions strategies are put in place.

FBinsure’s Risk Advisors work daily with social service organizations to develop strategies and plans to meet your unique needs. With the right combination of products, service, and price all local to you, there really is no other choice.      

Critical Coverages for Your Industry

Employment Practices Liability

Employment Practices Liability is a common line of insurance that deals with wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations in the workplace. The Equal Employment Opportunity Commission (EEOC), recognizes eleven types of employment practices discrimination: age, disability, equal pay/compensation, genetic information, national origin, pregnancy, race/color, religion, retaliation, sex, and sexual harassment.

Professional Liability

Professional Liability coverage is designed to protect professionals such as accountants, attorneys, real estate brokers, consultants, etc. from liability incurred as a result of errors and/or omissions in performing their professional services. Although there are a few exceptions such as physicians, architects, and engineers, most professional liability policies only cover economic or financial losses suffered by third parties, as opposed to bodily injury and property damage claims.

Workers’ Compensation

Workers' Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of their employment. While plans differ among states, provisions can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).

Directors & Officers Liability

Directors & Officers liability Insurance (D&O), is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers. Such coverage can extend to defense costs arising out of criminal and regulatory investigations & trials as well. Intentional illegal acts, however, are typically not covered under D&O policies.

Commercial General Liability

The baseline for commercial insurance programs, a General Liability policy is issued to business organizations to protect them against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations; and also offers protection for advertising and personal injury liability that businesses are exposed to in the normal course of their daily operations.

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Just answer a few simple questions and a Risk Advisors will contact you within 1-2 business days. Want faster results? Call us!

Services That Supports Your Business

FB Risk Advisors

Our highly trained risk experts use a specialized process to assess and tailor a suite of strategies to control risk in your organization and make you more attractive to the insurance marketplace.

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MyWave Connect

Our premier client portal provides a vast library of resources on risk management, loss control, Human Resources, compliance, and much more. Don’t face the challenges of running a business today without the support of our team of attorneys and HR professionals to lend you guidance.

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FB Comp Advisors

FBcompAdvisors

Our exclusive program designed to reduce workers’ compensation spending with proactive strategy & claims management.

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9 Southeastern MA Locations

Nine convenient locations throughout Southeastern MA, meaning you are never too far to stop in.

Relationships That Count

Leverage our Agency size, experience, and key relationships with top insurance companies without sacrificing the value of trusted local guidance, sense of community, and a good old fashioned handshake.

CSR24

Round the clock access to report a loss, issue certificates of insurance, or review your policies.

24/7 Emergency Service

Whenever disaster strikes, a phone call to FBinsure means you can count on the service and attention of a real person.

HR Hotline

Do you need tailored human resource assistance? Receive personal assistance from HR and legal professionals by phone or email.

5 Star Agency Designation

MAIA 5 StarRecognition by the Massachusetts Association of Insurance Agents, of our Agency’s achievement, being one of the best at providing superior knowledge, service and value.

In-House Registry Services

Not a fan of waiting in line at the registry? Please join us in our Taunton or Rehoboth locations to facilitate a variety of registry transactions without the hassle of the registry.

Bonding

Our surety team brings years of experience, accounting, banking, and finance backgrounds, and a deep understanding of your industry to provide you with construction bid and performance and payment bonds to a variety of surety, fidelity, and probate bonds.