The damage caused to a home from water can be devastating.
In most cases water damage is not covered by homeowners insurance. Flood and other water-related damage is a common exclusion in almost every home insurance policy. Whether you live near a body of water or not, every home has the risk of experiencing a flood. Many flood related claims are miles from the nearest body of water. Floods can be triggered by heavy rains, hurricanes, melting snow, and water backup – often from overloaded drainage systems, or dam failure.
While flood damage is not covered by homeowners insurance, you can protect yourself with the purchase of a flood insurance policy. FBinsure will work with you to tailor an insurance program to your specific needs.