Employee Practices Liability Insurance

Employment practices liability insurance, known in the trade as EPL insurance or EPLI, provides coverage to employers against claims made by employees alleging discrimination (based on sex, race, age or disability, for example), wrongful termination, harassment and other employment-related issues, such as failure to promote.

If you watch the News each day there are more and more claims being brought about of Harassment every day.  Larger businesses with many employees typically have this coverage in their insurance program to protect them.  Many small businesses tend not to have this coverage, because