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Keeping Up with Rising Costs

When was the last time you went shopping for a car? The trends for car prices are obvious: up, up, and away they go. Vehicle prices are not the only things skyrocketing. The cost of construction, goods and services, etc. are all steadily increasing year after year. You may be asking yourself how these rising prices relate to auto insurance, and the answer is surprisingly simple: your Property Damage coverage.

What Does Property Damage Coverage

The most overlooked line of an automobile policy is Property Damage coverage, which

Just like homeowners’ policies, automobile policies are not as cut and dry as many people believe them to be. As much as internet companies and direct writers like to advertise that it’s as easy as picking option ‘Cheap,’ ‘Fine,’ or ‘Expensive,’ you should fully understand what is included for coverage in your auto insurance policy. Below are some endorsements that insurance shoppers can consider adding on to their policy:

Accident Forgiveness
For a good driver, this can be the most important endorsement you ever add. It may be natural to assume being

If you are shopping for new/better insurance coverage for your home what you need to know is that while most homeowners’ policies have all the same basic lines of coverage there are many ways for an independent agent to add a little razzle-dazzle to your policy. In a time of crisis these types of additions, known as endorsements, may have you thanking your past-self. What can sounds excessive or ‘above and-beyond’ when things are going smoothly often provide the most peace-of-mind when you are facing a claim. See below for