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If you are shopping for new/better insurance coverage for your home what you need to know is that while most homeowners’ policies have all the same basic lines of coverage there are many ways for an independent agent to add a little razzle-dazzle to your policy. In a time of crisis these types of additions, known as endorsements, may have you thanking your past-self. What can sounds excessive or ‘above and-beyond’ when things are going smoothly often provide the most peace-of-mind when you are facing a claim. See below for

Keeping Up with Rising Costs

When was the last time you went shopping for a car? The trends for car prices are obvious: up, up, and away they go. Vehicle prices are not the only things skyrocketing. The cost of construction, goods and services, etc. are all steadily increasing year after year. You may be asking yourself how these rising prices relate to auto insurance, and the answer is surprisingly simple: your Property Damage coverage.

What Does Property Damage Coverage

The most overlooked line of an automobile policy is Property Damage coverage, which