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In-Office Insurance Appointments

As of June selected locations are now making in-person appointments for our clients’ important home, business, and auto insurance needs. While we are very proud of the adaptations we have made in the last year, and the level of service we are regularly and seamlessly able to provide clients virtually, we are excited to see the friendly faces of our community back in our offices. For client and staff safety we are still maintaining cleaning and social distancing protocols. For that reason we request clients with appointments wait

Basics of Personal Umbrella Liability Policies

If you are found to be legally responsible for injuring someone or damaging their property without a personal umbrella liability insurance policy, anything beyond the limits of your standard liability insurance coverage will come out of your own pocket. Standard liability insurance generally includes homeowners, renters, auto and watercraft policies.

A personal umbrella liability policy provides an extra layer of insurance coverage over your standard liability policies. It protects your personal assets by kicking in when your standard liability coverage is exhausted.

Who Needs an Umbrella Liability

The weather in New England is starting to get more beautiful each day and as temperatures warm up more people will be gearing up on two wheels. Riding a motorcycle can be an exhilarating way to travel, but doing so also comes with significant safety risks. May is Motorcycle Safety Awareness Month, an opportunity for motorists of any kind to remember we are all sharing the road and each want to get home safe. Before you hit on the road on your motorcycle, review the following safe driving tips and

Painting is one of the easiest, most affordable ways to brighten up a tired room or give the front door a facelift. As we get into the spring, many folks are looking for home projects to tackle. Whatever the motivation is behind your next painting project, you need more than just the proper paint and brushes. Specifically, you need to ensure safety is a priority. These tips can help make your next painting project safe and successful. 

Maintain ventilation. Many interior paint, stain and stripper fumes are harmful to inhale and

Distracted Driving Goes Beyond Texting

While a number of factors can lead to a crash (e.g., impaired driving, poor road conditions, and adverse weather) distracted driving is a common, preventable cause of accidents. The National Highway Traffic Safety Administration (NHTSA) defines distracted driving as any activity that diverts a person’s attention away from driving.

In 2019, distracted driving killed 3,142 people – up 10% from 2018. Despite young drivers seemingly being more prone to using their phones while driving, distracted driving effects everyone. According to NHTSA research from 2017, drivers 16 to 24

Mold is a fungus caused by excess moisture that can be damaging to your home, as well as a significant health hazard. Though most molds grow outdoors to breakdown plant and animal matter, they can travel inside by way of open windows and doors, air conditioning systems and on pets, clothing and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles or wallpaper to grow.

Mold can look like spots and can be many different colors. If you see or smell it, remove it;

National Nutrition Month is celebrated every March and focuses on spreading the importance of making informed food choices and developing healthy eating habits. As we all begin to emerge from pandemic-related hibernation, where for many comfort was king, it’s important to reevaluate our eating habits. For many Americans eating healthier means a greater expense at the grocery store but, preparation and shopping smart can lessen the burden. In honor of National Nutrition Month, keep the following money-saving tips in mind:

Make a weekly meal plan.
Before you go to the store, think

To stop this pandemic, we need to use all of our prevention tools.

Vaccines are one of the most effective tools to protect your health and prevent disease. Vaccines work with your body’s natural defenses so your body will be ready to fight the virus if you are exposed (also known as immunity). Other steps, like wearing a mask that covers your nose and mouth and staying at least 6 feet away from other people you don’t live with, also help stop the spread of COVID-19.

Studies show that COVID-19 vaccines are

If you’re working remotely during the COVID-19 pandemic and feeling burnt out, you’re not alone. Many folks are feeling the building pressure of this on-going experience eat away at the peace. According to a survey by Monster, an online employment platform, 69% of remote employees are experiencing burnout.

What is Burnout?

According to the World Health Organization, you may be experiencing burnout if you are feeling any of the follow:

Increased exhaustion or energy depletion
Decreased Engagement
Increased feelings of job-related negativity or cynicism
Reduced productivity or efficacy

Preventing Work-from-home Burnout

There’s good news- there are strategies you

Dropping Temperatures

When outside temperatures begin to drop, one of the most costly consequences is the increased energy it takes to maintain a comfortable home temperature. Though it may be tempting to simply lower the temperature on a thermostat, family members may revolt and there are several ways to lower your utility bill while staying warm and cozy. With this in mind, consider these tips to reduce your monthly utility bills in the winter

Look for and seal any areas where heat may escape from your home, especially around windows and doors.
Use