Ensuring: The FBinsure Blog

Now that the initial dust has settled and your employees are regularly working from home, you are coming to grips with the fact that your business now has an increased cyber liability exposure. This type of exposure could quickly have a significant financial impact on your business. With equipment and networks extended beyond the office, employees using personal devices and unsecured or outdated software a situation has been created rife for technological exploitation. What can you do to mitigate these risks?

Step 1 – Identify the Exposures

Conduct an in depth analysis

Camping is an activity enjoyed by millions of Americans each year and a vacation option the makes it easier to practice social distancing. To keep the experience fun and safe there are some basic precautions that every camper should take.

Camping Essentials

Before setting out it is important that you have the following items:

A medical kit—It should include a topical antibiotic, bandages, cotton swabs, diarrhea medication, antacids, scissors, tweezers and burn ointment, at a minimum.
Flashlights—Bring several, and ensure beforehand that they are working correctly. Carry along some extra batteries as well. You

The Fourth of July is a quintessential summer holiday. While celebrating the birth of our nation there’s a lot of fun activities Americans take part in, but being aware of the risks and properly prepared will ensure they stay fun for everyone.  

Grilling

Many backyard gatherings are centered around the grill and the family’s resident chef who is creating all the enticing aromas.

Did You Know: In spite of how great grilled foods taste, gas and charcoal grills account for an average of 10 deaths, 100 injuries and $40 million in property loss

There’s no denying that virtual meetings have become a workplace norm. Several factors fueling that growth include access, price and need.

The demand for virtual meetings increased as the coronavirus (COVID-19) pandemic closed offices, introduced social distancing and halted business travel. As the COVID-19 threat shifts and offices reopen, virtual meetings will continue to be a viable way to conduct business with employees, customers and other stakeholders.

Virtual meetings require more planning than in-person meetings to be effective. Here we explore the common challenges and best practices to help meeting leaders drive

As we get into June it’s important to review preparedness tips for the weather season ahead of us:

Assemble an Emergency KitInclude first-aid supplies, nonperishable food, water, and your medications.
Establish an Evacuation RouteDetermine where you would go during a hurricane and how you would get there.
Develop a Family Communication PlanHow will you contact each other? What if you get separated or lose your phone? Plan for any situation.
Make Sure You’re CoveredTalk with your insurance agent to determine whether your insurance is adequate to protect your property. We would be happy to

Of all the things business owners have to plan and deal with, key man insurance is one of the most overlooked and important items. Getting key man insurance will never be a top of mind, urgent issue until, unfortunately, it is too late. That is why it is so critical to take a few minutes and establish a policy for yourself, and other vital employees, to protect the financial well-being of your business.

What is Key Man Insurance?

Key man insurance is life insurance on the owner, founder or other key employee

While this holiday weekend will certainly be different than in the past, one thing that should not change is remembering and honoring the sacrifices of American heroes. Memorial Day is always a chance to reflect on what brave Americans have given in the name of freedom. So whether your planning on a socially distant BBQ with family, some time in the great outdoors, or just relaxing at home take moment to reflect. If you are able to, commemorate this Memorial Day with an act of kindness or service, or reach

Our friends at Agency Checklists, published the below article this week:

With 50% Less Traffic On Massachusetts Roads, Fatalities Doubled In April

Based on information released by the Massachusetts Department of Transportation, it appears that the significant down turn in traffic due to the Coronavirus pandemic has actually led to a doubling in road fatalities.

It can be common in the Bay State to be proud of our “creative” driving techniques, but this grim new statistic highlights the major flaw in thinking like that. The freer, more open roads have led travelers to

If you’re like me, your kids are constantly filling your heads with the latest vernacular. You watch them. You listen to them. You pick up on their terminology. Have you heard, “Don’t be soft”? This is the statement used when one of my kids doesn’t want to take out the trash because it is raining. The others chime in with, “Don’t be soft”.

I bring this up to set the table for this blog – you can be soft in the hard market. If it helps in any way, you have

No one enjoys going to the RMV on a good day and the “Stay at Home” mandate only adds to the difficulty of interacting with the Registry. Here’s what you need to know to plan your visit:

Appointments only

The RMV is by appointment only and are operating under a strict “no walk-in” policy. These appointments can be booked online and there is no same day availability. We have had reports of not seeing any time slots available. Time slots are limited and reportedly fill up quickly. Don’t panic, the misconception that