The FBInsure Blog

You own a great ski house in the White Mountains of New Hampshire. Friends, family and even coworkers have asked to use it for a long weekend during ski season, leaf peeping in the fall or a week away in the summer months. For these types of scenarios you most likely will not need to change your insurance policy.

But what if you decide to take it one step further and list it on an online site such as Home Away or AirBnB? While some online vacation rental websites now offer

For this month’s Jeans Day we are supporting The Youth Investment Foundation. This organization got its start in 2008 with those working with the Juvenile Courts in New Bedford. They saw these at-risk youth and wanted to help. So often, these kids just need a little guidance and stability to turn their lives around and get on the right path.  This organization tries to help them so they don’t fall through the cracks of the system.  With the donations the organization receives, they are able to offer participants educational opportunities,

I’ve met so many great people attending industry conferences, conventions, and seminars. A great variety of people all passionate about the business they do and the opportunities that come with it. Of all of the conversations I’ve had I spend the majority of my time learning about their businesses. How did you start? What are your plans? Where do you plan to go with this? Are you having fun? What have you learned? I happen to be curious by nature – so I love engaging in these conversations. They tend

This month’s Jean’s Day advocate is Doreen White who is a member of our AVP team.  Doreen was introduced to the Children’s Miracle Network Hospitals by the current Miss Taunton, Lyndsey Littlefield.  Lyndsey has been involved with the Miss America Organization for the past 5 years.  This organization raises money for the CMNHs each year.

Did you know?

62 Children enter a CMN Hospital every minute

1 IN 10 Children in North America are treated by a CMN Hospital each year

32 MILLION Patients visits are provided for 10 million kids every year by

We live in an age where we are more “connected” than ever before.  Our phones are “smart,” are homes are “smart”and Alexa is our best friend. All of these conveniences can also make us more vulnerable to a range of new cyber risks.

What is Malware?

Malware is software that’s main function is to damage or disable a computer.  Generally, it infects our computers with a virus because we have clicked on an infected email or link.

What is Ransomware?

Ransomware is a type of malware is used by Cyber criminals to hold computer

The Rising Health Care Cost Challenge

According to the National Conference of State Legislatures in 2018, the average annual employer-based family coverage premium was $19,616, up 5% from 2017! Premiums have increased over 20% since 2012. Health insurance now consistently ranks as the second largest line item for a business, after payroll.
This rapid increase in cost resulted in less than 30% of businesses with fewer than 50 employees offering health insurance in 2017, according to NFIB. A 22% reduction in companies offering health insurance since 2010. In comparison companies between 50-99

I started out in the insurance field by accident. It was in 2008 when my insurance journey began. My uncle was the owner of Alves Insurance Agency in Fall River. He was short staffed and I opted to help him and join his team. It was something out of my element but a risk I was willing to take. As the days, weeks and months went by I began enjoying insurance more and more. In 2012 he retired and I had a received a phone call from the manager at

This month’s Jeans Day advocate is Judi Kagiwada from our Personal Lines Sales Team. Judi is no stranger to the YMCA’s mission. She has served on their Board of Governors’ since 2009 which has given her the opportunity to see firsthand how the lives of so many have been enriched through various Y programs. Judi also attends many YMCA sponsored events. Her favorite memory is hearing a young mom speak of how her special needs daughter has flourished in the Y Ability program. This is a program for children with

Why should I buy the optional insurance provided by the rental car company? As an FBinsure agent, we are often asked this question. Many of our clients have physical damage coverage on their auto policy and should know the ramifications of not purchasing the additional Collision Damage Waiver, which is presented at the time of renting a vehicle.

The Collision Damage Waiver is also referred to as “Walk Away Coverage,” which basically means that any damage to the rental car would be covered by the insurance you purchased through the rental

According to the United States Census Bureau half of all businesses are owned by baby boomers. This means that the owners are between the ages of 53 to 71. The Census Bureau also states that the average age of retirement in the United States is 63 years old. This means that half of all business owners are at the average age of retirement or less than a decade away from it.  If you find yourself in this category are you actively planning an exit strategy?

Successful business owners spend decades building