Ensuring: The FBinsure Blog

As I navigate cautiously through the first month of 2021, testing that my footing is secure and that the path ahead is still the right way forward, I’m reminded of some of the lessons I’ve learned from the many businesses I work with over the past twelve months. Lessons about creativity. Lessons about strength in teamwork. Lessons about flexibility and determination.

Luckily, the team I work with hit the ground running. You know the story – our coworkers are now our kids, we are now teachers, and meal preppers, along with

If you are shopping for new/better insurance coverage for your home what you need to know is that while most homeowners’ policies have all the same basic lines of coverage there are many ways for an independent agent to add a little razzle-dazzle to your policy. In a time of crisis these types of additions, known as endorsements, may have you thanking your past-self. What can sounds excessive or ‘above and-beyond’ when things are going smoothly often provide the most peace-of-mind when you are facing a claim. See below for

Dropping Temperatures

When outside temperatures begin to drop, one of the most costly consequences is the increased energy it takes to maintain a comfortable home temperature. Though it may be tempting to simply lower the temperature on a thermostat, family members may revolt and there are several ways to lower your utility bill while staying warm and cozy. With this in mind, consider these tips to reduce your monthly utility bills in the winter

Look for and seal any areas where heat may escape from your home, especially around windows and doors.
Use

It is commonplace for the new year to come with an abundance of pressure. Pressure to evaluate the year we’re leaving, lessons we’ve learned and plan ambitiously for the year ahead. There is even pressure to tie up loose ends so their year can start with a clean slate. It’s a lot of build up for a twenty-four hour period where the only you HAVE to do, is change out the calendar!

Decide What Matters

Bettering yourself is always an admirable goal, but decide now what “better” means to you. As a

The holidays are hard for many people and if you are among them it’s important to remember you aren’t alone in your feelings this time of year. Overwhelming stress, seasonal expectations, and personal loss all do a deceptively good job of creeping in amidst the snow and lights. Taking steps to identify and acknowledge your feelings, before responding with a coping strategy that works for you, can give you the control to feel empowered.

Coping Strategies

Consider the following strategies to help cope with the loneliness and disappointment that comes with celebrating

Working from home on a regular basis poses challenges for employees and employers alike. While many organizations see a boost in productivity with employees at home due to less time socializing, it has an impact that cuts both ways. The lack of socialization can negatively impact employee mental health and team cohesion.

According to Clutch, a data-driven field guide for B2B buying and hiring decisions, 60% of employees have spent less time socializing with co-workers since they began working remotely due to the COVID-19 pandemic

How to Stay Connected with Co-workers

Although it’s

At the end of the calendar year, workplace holiday celebrations are an experience that many employees look forward to as a highlight of the season. These celebrations are often a long-standing tradition allowing employees to celebrate with their colleagues—and sometimes family and guests.

However, in response to the COVID-19 pandemic, many organizations are evaluating how to engage employees safely this holiday season. Employers find themselves tasked with deciding whether they should cancel, postpone or offer an amended celebration that prioritizes safety—with many choosing to offer a virtual holiday party.

Virtual holiday parties

As COVID-19 cases continue to surge across the country, the Centers for Disease Control and Prevention (CDC) issued updated guidelines for safely celebrating Thanksgiving this year.

These updated guidelines focus on remaining safe during small gatherings, which the CDC points to as being a contributor to the current increase in COVID-19 cases.

As a reminder, the CDC’s guidelines are not meant to replace—but rather supplement—any state, local, territorial, or tribal health and safety laws, rules and regulations with which all gatherings must comply.

What’s the Safest Way to Celebrate?

The guidelines reiterate that the

We all know what to do when our cars lets out an annoyed chime and a glowing human in a seat belt appears on our dash. Quickly we reach over our shoulder and buckle in. When the telltale gas pump appears we know to be on the lookout for the closest gas station. For many, however, having other lights illuminate on the dash can be panic inducing. Understanding what your dashboard light indicators mean before they are telling you about a problem can impact both your own and your car’s

Baby its getting cold outside! Last week we discussed preparing our home for winter, and now it’s time to start considering our cars. There’s is nothing more frightening than getting stranded in the cold because your car has a issue cause by inclement weather. Below are some seasonal car maintenance tips to help you prepare to make it through this winter unscathed.

Check the tread on your tires. Your cars ability to stop on slippery or wet surfaces decreases when the tread reaches 4/32”. A quick trick for measurement is to