Ensuring: The FBinsure Blog

The health savings account (HSA) is a growing trend in health care, but is it right for you? An HSA is a cost-effective option for many individuals and families, but it is not the best choice for everyone.

The Differentiators

Comparing an HSA to any traditional health plan can be difficult, as each has pros and cons. For example, traditional health plans typically have higher monthly premiums, a smaller deductible, and fixed copay and/or coinsurance. You pay less out-of-pocket due to the lower deductible and copay, but pay more each month in

Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered when that may not be the case.

To help clear up any misinformation surrounding your auto insurance policy and put your mind at ease, provided below are four of the most common auto insurance myths—debunked:

The color

4 Ways To Prepare Your Home For Storms

1. Update your home inventory in case a storm causes damage to your home or possessions.
2. Inspect outside your home for any damage that could contribute to a water leak.
3. Prepare a disaster kit & create shelter & evacuation plans.
4. Call FBinsure at 508-824-8666 to review your policies & ensure that you’re financially protected.

We apologize if you are looking for our team today, but as a show of appreciation for our employees, the FBinsure offices are shutdown.

Our team has risen to each new challenge the last four months have presented. From transitioning their entire work environments overnight to adapting to every new piece of technology thrown their way, we are confident we have a more capable team than ever. Even with our physical doors closed we have continued to provide a high caliber of service to our clients through video conference, email and

Insurance legislation varies state by state. In Massachusetts, insurance is mandatory and you cannot legally drive your car without it. Insurance premiums in Massachusetts, however, vary immensely from one insurance company to another meaning it’s important to be knowledgeable about what you are buying with this must have purchase.

An Insurance Agent Works for You

The above is one of the main reasons it is is so beneficial to work with a local agency to shop for your insurance quotes. At FBinsure, we represent over 20 different insurance companies for home and

Now that the initial dust has settled and your employees are regularly working from home, you are coming to grips with the fact that your business now has an increased cyber liability exposure. This type of exposure could quickly have a significant financial impact on your business. With equipment and networks extended beyond the office, employees using personal devices and unsecured or outdated software a situation has been created rife for technological exploitation. What can you do to mitigate these risks?

Step 1 – Identify the Exposures

Conduct an in depth analysis

Camping is an activity enjoyed by millions of Americans each year and a vacation option the makes it easier to practice social distancing. To keep the experience fun and safe there are some basic precautions that every camper should take.

Camping Essentials

Before setting out it is important that you have the following items:

A medical kit—It should include a topical antibiotic, bandages, cotton swabs, diarrhea medication, antacids, scissors, tweezers and burn ointment, at a minimum.
Flashlights—Bring several, and ensure beforehand that they are working correctly. Carry along some extra batteries as well. You

The Fourth of July is a quintessential summer holiday. While celebrating the birth of our nation there’s a lot of fun activities Americans take part in, but being aware of the risks and properly prepared will ensure they stay fun for everyone.  

Grilling

Many backyard gatherings are centered around the grill and the family’s resident chef who is creating all the enticing aromas.

Did You Know: In spite of how great grilled foods taste, gas and charcoal grills account for an average of 10 deaths, 100 injuries and $40 million in property loss

There’s no denying that virtual meetings have become a workplace norm. Several factors fueling that growth include access, price and need.

The demand for virtual meetings increased as the coronavirus (COVID-19) pandemic closed offices, introduced social distancing and halted business travel. As the COVID-19 threat shifts and offices reopen, virtual meetings will continue to be a viable way to conduct business with employees, customers and other stakeholders.

Virtual meetings require more planning than in-person meetings to be effective. Here we explore the common challenges and best practices to help meeting leaders drive

As we get into June it’s important to review preparedness tips for the weather season ahead of us:

Assemble an Emergency KitInclude first-aid supplies, nonperishable food, water, and your medications.
Establish an Evacuation RouteDetermine where you would go during a hurricane and how you would get there.
Develop a Family Communication PlanHow will you contact each other? What if you get separated or lose your phone? Plan for any situation.
Make Sure You’re CoveredTalk with your insurance agent to determine whether your insurance is adequate to protect your property. We would be happy to