Category Archive for : ‘Auto Insurance’

If you have ever driven by or been in an auto accident most likely you’ve also seen an ambulance on the scene carting the injured parties off to the hospital.  As you take that ride in the steel stallion, did you ever think about who is responsible for your medical bills?  Who will pay for them if you are involved in a serious auto accident? Many of us assume that our health insurer will be the only call however, did you know that your auto insurance will help cover your

Thanksgiving Dinner!  What is typically referred to as the Smorgasbord is now done and everyone has splintered off into their own little sections.  Some watch the traditional football game while dinner settles in along with the infamous Tryptophan Turkey Coma!  So commences the sounds of family chatter, children playing, football, snoring and holiday themed music which are all a culmination to one unmistakable confirming fact; that Christmas is around the corner!

Then it’s “Go-Time;” the day you’ve been waiting for since last Thanksgiving. You’re ready to shop like a pro!  That

Some things can be really surprising and inconvenient at the same time.  If you have not heard already, many automobile manufacturers have issued and/or expanded recalls of vehicles equipped with potentially defective Takata air bags. Replacement parts for the potentially defective air bags are not readily available for some vehicles. It could take several months until they are available and repairs can be completed.  In response to this, some automobile manufacturers are offering rental or other replacement vehicles until the repair can be completed.

FBinsure understands that you may be concerned about coverages while

With the cold weather creeping in and winter on its way, it is time to store your classic car for the winter. The key to keeping a vehicle in tip top shape is not just how your care for it while you use it, but how you store it when not in use. Below are some tips on how to properly store your classic car for the winter.

PREPPING FOR STORAGE

Wash and wax your vehicle. This will reduce the chance of scratches when putting on and removing your car cover due

Anyone who has had a child of driving age knows all too well the significant cost surrounding their child’s newfound four-wheeled freedom. Young drivers cost a significant amount of money on an insurance policy. The reason for this is their inexperience. Young drivers make mistakes, and when you are driving a vehicle, those mistakes can be costly. With that said, there are ways to help mitigate the cost of adding your young driver to your insurance policy. See below for some common discounts associated with new drivers.

Advanced Driver Training-This is

When it comes to auto insurance many people rely on myths about what factors into their insurance rates and how they can help minimize their insurance cost. Throughout the years I have heard a lot of reasons why someone’s insurance should be higher or lower, and many of them are untrue. I have no idea how these misconceptions started, but many of them are deeply ingrained into insurance lore. Below I bust 4 of the most common myths of car insurance that I come across on a daily basis.

“I have

It happens all the time.  People shop for insurance based on price alone, yet they research the best value before they buy many other commodities throughout the year.   As consumers people are always looking for the best deal. People don’t buy the junkiest car, shop at the worst grocery store, or sign up for a  cell phone plan with the worst reception coverage just because it has the cheapest price. They research these items before purchasing to get the best car, cell phone plan, etc. for the money. Buying the

People often ask why they should insure with FBinsure. After all, direct writers are constantly assaulting the airwaves with quirky mascots screaming that they can save you money in just a few minutes. Insurance is all the same, right? To me the reason is simple: You get what you pay for. Insurance is not all the same, and more times than not if you are saving hundreds of dollars then you are losing something along the way.

Anyone who tells you they can save you money in mere minutes is looking

I find that when someone totals their vehicle in an accident, they are not fully aware of how the total loss process works. Many believe that they will receive enough money to get a replacement vehicle. This is typically not the case. What they will receive is the value of their totaled vehicle, with all of its imperfections. This issue comes up quite often so I thought I would take a moment to explain the valuation process on an auto policy. Please note that the information provided below is assuming

Let’s face it, not everyone can purchase a brand new car. Many of us struggle to put our coveted pennies together to pay the monthly bills. For this group, a used car is the answer we seek when looking to purchase a replacement vehicle. When you buy a used car you should be familiar or make yourself familiar with what is commonly known as the Massachusetts Lemon Aid Laws. This, of course, has nothing to do with the tasty refreshing drink we consume in the summer heat. The Massachusetts Lemon