Category Archive for : ‘Condo Insurance’

If you have recently acquired an apartment or currently have an apartment but are curious about renters insurance, you are in the right place! Today we will be going over a few facts about why it is essential to have renters insurance coverage in Massachusetts.

What exactly is renters insurance anyway?

Renters insurance provides coverage for your personal property against damage and loss. It also insures you incase someone is injured while on your property.

You do not have coverage for your personal items through your landlord’s policy. If your

All of your insurance policies are designed to protect your finances, but often the most cost effective way to protect everything you care about is to bundle all the coverages your unique situation needs!

Benefits of Bundling Insurance

When it comes to insurance policies most adults have home or renters, auto and life insurance. Combining these policies together can give you a substantial discount. In fact, almost any type of personal insurance policy can be bundled in order to save on premiums and streamline the claims process.

Here are some of the benefits

Often times people think that the Condo association’s master policy is covering the building and they do not need to purchase any separate coverage for themselves.

In order to determine what you, as a unit owner, are responsible for in your condo you must obtain a copy of the bylaws, master deed, and trust for your condo.  These documents outline exactly who pays for what in the event of a loss.  The agent that is writing your individual unit owner’s policy needs to review this information to design your coverage to

Pets are cute, cuddly companions. For some of us they can even be considered our children and we refer to them as our “fur babies.” Their pictures are saved as our screen savers, the background to our phones, and they may even be included in our family portraits. We love them just as much as any one of our family members, sometimes maybe even a little more (but that’s a secret best kept between us and our pets).

Do you happen to own a dog or a cat? Did you recently

With a massive blizzard bearing down on the northeast, I thought it might be a good time to share some tips on how to prepare for a power outage in the cold weather. High winds and 2 feet of snow means downed power lines, falling trees, and more. Listed below are some tips to help you prepare for Mother Nature’s fury.

Put fresh batteries in all flashlights and portable radios and place them all in a central location for easy access. Also charge your electronics in advance of the storm.
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You just bought your first home, a Condo, and you couldn’t be happier!  The question you may ask now is “Do I need a condominium insurance policy if my condominium association has a master policy for the complex?”  This is a valid question and since you are now most likely watching every penny to afford your new home, one that is smart to ask.

All condominium buildings have associations that govern the policies of the condominium complex.  This group manages the allocation of money and the collection of fees that each