Increasing your deductible is an area where you can save significant amounts of money on your home insurance. The Typical home deductible is $1,000. Increasing your deductible to $2,500 can save you up to 12%. $5,000 can save you up to 26%. It is important to have that money as disposable income if you choose to go with the higher deductible because, of course, you will be responsible for the first $2,500 or $5,000.
Do not put in small claims that could be paid out of pocket. I see this all