Category Archive for : ‘FAQ’

Having an upbeat positive work environment can save you money on your insurance. You may be asking yourself “what does insurance have to do with the moral of my company?” The answer is A LOT.

Often times when I walk into the office of a new prospect I can get a pretty good idea of what their claims history is going to be. Are the people upbeat and smiling or do they look like it’s the last place on earth they want to be? Office culture has a lot to do

Garaging location-it is a question asked to anyone who purchases auto insurance, but do you really know what it is? The term itself can be misleading because it in no way refers to whether or not you have a garage or if your vehicle is parked in one. What makes a garaging address different from a regular address?

The answer is actually quite simple. A garaging address is the location where your vehicle is parked when not in use. In most cases this is the place where you live, but there

With a massive blizzard bearing down on the northeast, I thought it might be a good time to share some tips on how to prepare for a power outage in the cold weather. High winds and 2 feet of snow means downed power lines, falling trees, and more. Listed below are some tips to help you prepare for Mother Nature’s fury.

Put fresh batteries in all flashlights and portable radios and place them all in a central location for easy access. Also charge your electronics in advance of the storm.
Keep extra

When it comes to auto insurance many people rely on myths about what factors into their insurance rates and how they can help minimize their insurance cost. Throughout the years I have heard a lot of reasons why someone’s insurance should be higher or lower, and many of them are untrue. I have no idea how these misconceptions started, but many of them are deeply ingrained into insurance lore. Below I bust 4 of the most common myths of car insurance that I come across on a daily basis.

“I have

People often ask why they should insure with FBinsure. After all, direct writers are constantly assaulting the airwaves with quirky mascots screaming that they can save you money in just a few minutes. Insurance is all the same, right? To me the reason is simple: You get what you pay for. Insurance is not all the same, and more times than not if you are saving hundreds of dollars then you are losing something along the way.

Anyone who tells you they can save you money in mere minutes is looking

Insurance premiums in Massachusetts are rising, which is causing people to decrease coverages or shop for a better price. While getting a good deal is always a good thing, buyers should beware that the old adage “you get what you pay for” holds true in insurance as well. Your insurance cost not only includes your coverages, but service as well. If you have an agent who is extremely helpful but your insurance premium is a little high, is it worth moving your insurance to another agent or direct insurance writer

With spring fighting its way into its rightful place as the ruler of March through June; it is time to discuss flooding and its impact on you (and your insurance coverage). As we all know we had quite a bit of snow this winter, and now all of that snow is melting. That water may find its way into basements and homes which prompt calls regarding the coverage that is provided by the various insurance policies people carry. Below are some things to keep in mind about the limitations of

Punxsutawney Phil may have predicted an early Spring, but it’s still COLD out there!! Living in New England, you’ve probably come to know and appreciate the winter months of freezing cold temperatures and all of the fun things that accompany it. Not to worry, here are a few winter tips from weather.com that can assist in preventing unnecessary winter drama when it comes to your vehicle.

It’s always a good idea to keep your car up to date on all scheduled maintenances. Make sure your oil is changed according to

Healthcare reform has been a topic of concern for business owners and individuals alike, the importance of knowing the upcoming changes can save you money, but more importantly being aware of the changes will alleviate a lot of potential compliance issues.  Working in the insurance industry handling employee benefits—I find myself talking to a lot of business owners and Human resource executives.  One prevalent concern, regardless of what industry people work in, is health insurance and the changes that are coming over the next few years.  Having answered many

Life insurance is a topic that is either overlooked or avoided—mainly because it brings to light the inevitable truth that everyone, regardless of age or gender, will pass away.  Granted some people will be prepared; while others will be shocked at the loss of their loved ones—one thing you can do to ease the financial impact that death brings, is to prepare in advance and think about life insurance.  While it is never an easy subject to bring about, the purchase of life insurance will allow your friends and family