The health savings account (HSA) is a growing trend in health care, but is it right for you? An HSA is a cost-effective option for many individuals and families, but it is not the best choice for everyone.
Comparing an HSA to any traditional health plan can be difficult, as each has pros and cons. For example, traditional health plans typically have higher monthly premiums, a smaller deductible, and fixed copay and/or coinsurance. You pay less out-of-pocket due to the lower deductible and copay, but pay more each month in