Category Archive for : ‘Miscellaneous’

*Disclaimer the amount of times the word CARE is used, is but only for reinforcement; my apologies ahead of time.

To me; the most powerful four letter word behind LOVE, and there are many, is CARE. There’s a drastic difference in success between those who apply this in their lives and those who don’t. We are the captains of our own ships. Our navigation determines what ocean we end up in; if an ocean at all. Some are stuck in rivers or even streams.

Everyone knows there are many moving parts to

I am sitting on a plane on the Tarmac at Dallas Fort Worth airport.  We are just leaving a conference after two days spent with some of the top consultants and top agencies in the country.  I am always rejuvenated after spending time with phenomenally forward thinking agency owners from every corner of the U.S. And Canada.  Why am I writing about this in an insurance blog…because I am inspired.

All too often we get mired in the day to day monotony of running our businesses.  We work in the business

As employers try to find ways to keep their businesses in the black, many are moving away from company cars and opting for employee vehicle stipends, gas cards, and other types of expense reimbursement plans to offer employees who use their vehicles in the course of their work. This is a great money saving feature for employers because they no longer have to worry about car payments, maintenance, and other financial pitfalls that come with owning a vehicle. They simply pay a little extra to the employee so that they

Charitable giving is something many of us do around the holidays, but as the holidays get further and further in the rearview mirror, we often get caught up in our everyday lives and the giving slows to a trickle for the remainder of the year until the next holiday season. While it is admirable that many people in this current economic climate share what little they have during that time, the fact remains that many people and organizations alike still have needs for the rest of the year. This week

Insurance premiums in Massachusetts are rising, which is causing people to decrease coverages or shop for a better price. While getting a good deal is always a good thing, buyers should beware that the old adage “you get what you pay for” holds true in insurance as well. Your insurance cost not only includes your coverages, but service as well. If you have an agent who is extremely helpful but your insurance premium is a little high, is it worth moving your insurance to another agent or direct insurance writer

Liability coverage is probably the most important coverage on any home insurance policy, yet is overlooked or downplayed by most consumers. If you are sued because of injuries or property damage someone sustains due to your negligence, this is the coverage that will pay the judgment that may be set against you by the courts. When discussing this coverage with clients, I almost always hear “I don’t care if I get sued, I don’t have any money. You can’t get blood from a stone.” That statement could not be further

Punxsutawney Phil may have predicted an early Spring, but it’s still COLD out there!! Living in New England, you’ve probably come to know and appreciate the winter months of freezing cold temperatures and all of the fun things that accompany it. Not to worry, here are a few winter tips from weather.com that can assist in preventing unnecessary winter drama when it comes to your vehicle.

It’s always a good idea to keep your car up to date on all scheduled maintenances. Make sure your oil is changed according to

With today’s economic crunch, people are finding ways to save an extra dollar or two. One of the ways people are doing this is to try and push off gassing up their vehicles for as long as possible. With gas prices around $4 per gallon, squeezing every extra mile out of your vehicle before the next fill-up can save some money in the short term, but what are the long term effects of driving on empty?

We all know that running out of gas is always a possibility if we push that gas

The holidays are in full swing, and with that come holiday parties. These gatherings are great fun, filled with good company, good drinks, and bad gifts. I would like to take this time to focus on the good drinks for a moment. Most of us have hit the egg-nog a little too hard at one time or another, but all too often someone will get behind the wheel afterward.

Drunk driving is a serious issue in America, and in Massachusetts. According to the MADD (Mothers Against Drunk Driving) website www.madd.org, Massachusetts

Alright, let me say that this isn’t an article dedicated to making sure you and your spouse/significant other have an open flow of communication in your relationship.  This article is about communication in a different sense—benefits communication.  In the state of Massachusetts it is now a law that you must have health insurance, therefore most employers in this state now offer health insurance.  There exists a serious flaw in the mandatory system of employer sponsored health insurance.  The flaw is that most employees don’t actually understand their coverage!  Since the