Category Archive for : ‘Safety’

As the cost of new and used vehicles go up, we continue to see a shortage of parts and supplies for the creation of new vehicles and repair of used vehicles. For a commercial business owners this indicates an important time to take the proper proactive steps managing the risk related to their vehicle in order to minimize issues.

Whether you oversee a fleet of company vehicles or your employees drive their own vehicles for business, taking the right steps to manage on-the-road exposures is a must to reduce the risk

Our friends at Agency Checklists, published the below article this week:

With 50% Less Traffic On Massachusetts Roads, Fatalities Doubled In April

Based on information released by the Massachusetts Department of Transportation, it appears that the significant down turn in traffic due to the Coronavirus pandemic has actually led to a doubling in road fatalities.

It can be common in the Bay State to be proud of our “creative” driving techniques, but this grim new statistic highlights the major flaw in thinking like that. The freer, more open roads have led travelers to

Updated 3/15/2020

To Our Valued Clients,

FBinsure is deeply committed to the health and safety of our employees, clients, and communities.  Like so many, we are adapting to and navigating the situation as best and as quickly as possible.  It is our commitment to you to continue to strive to exceed your expectations despite these trying times.  To that end, we are implementing the following:

As of Monday 3/16/2020, we will be closing our locations in Fall River, Dighton, West Bridgewater, Freetown, and New Bedford – 1823 Acushnet Avenue.  Other locations will

As of February 23, 2020 hands-free driving is the law in Massachusetts!

The new law prohibits drivers of motor vehicles from using any electronic device, including mobile telephones, unless the device is used in hands-free mode. Distracted driving has sky-rocketed as an issue since the adoption of cellphones in everyday life and many states have instituted similar laws to curb the problem. In the United States, approximately 9 people are killed and more than 1,000 injured each day in accidents that are reported to involve a distracted driver. Did you know

We live in an age where we are more “connected” than ever before.  Our phones are “smart,” are homes are “smart”and Alexa is our best friend. All of these conveniences can also make us more vulnerable to a range of new cyber risks.

What is Malware?

Malware is software that’s main function is to damage or disable a computer.  Generally, it infects our computers with a virus because we have clicked on an infected email or link.

What is Ransomware?

Ransomware is a type of malware is used by Cyber criminals to hold computer

If you are under the impression that Workers’ Compensation rates are set by the state, well, you’re right!  But don’t be under the impression that you cannot do anything to help lower your overall premium.  Minimizing workers’ compensation risks is always an available option. Developing a proactive risk management approach can help you create a safer, more structured workplace which over time will help lower your modification score.  If we could provide you a plan that would eliminate workplace accidents, we would, but that is not possible.  What we can

As bar and restaurant owners you understand the importance of your liquor license.  Let’s face the facts; your food is great, your atmosphere is wonderful, and your staff is second to none, but your restaurant would be empty if you lost your ability to serve alcohol.   Intoxicated patrons are not going away.  Sure, most are harmless and respectful, but even then you’re bartenders and managers know when they have had enough.

Understanding when to “say when” to your patrons is important, but unfortunately it is not enough.   Most insurance

According to a recent study, the average person checks their cell phone 100 times a day. While there is a time and a place for cell phones,  job site cell phone use can be extremely dangerous.

If you’re distracted for just a second while operating a power tool, working on a roof or driving a forklift, you can injure yourself or a co-worker. You can also face civil or criminal liability for damages you cause by operating a motorized vehicle while using a cell phone.

It isn’t only operators of machinery who

Every year FBinsure shuts all of their offices down for one day in July.  This is not for inventory or auditing purposes or to save money.  The ownership team closes down on the last Friday in July in order to celebrate their employees and for all of us to spend one work day together having fun.  This Friday, July 27th is that day.  All offices will be closed for the day.

Summer is indeed a fun time where you can spend warm days on the beach, camping, doing water sports, attending

Practice makes perfect. Well, close enough.

Anything less than perfect can be costly when it comes to driving. That is especially true for young, inexperienced drivers. “The 100 Deadliest Days” is an ominous tagline referring to the period between Memorial Day and Labor Day when teen-related crashes sky-rocket. Unfortunately, these crashes usually result in fatalities, if not for the teen driving then for the passengers in the other vehicle. According to Newsday, “Not only are teens themselves more likely to die in car crashes, they also have the highest rates of