Category Archive for : ‘Uncategorized’

Audits.  Nothing invokes beads of sweat on the foreheads of company owners faster than an audit.  It keeps hard working managers up at night with worry even if everything is in order.  “It won’t happen to me” they say, but then it does.  When it does, it is always a good idea to be prepared.  If you haven’t taken the time to proactively prepare for an audit throughout the year there are steps you can take once you are notified of your audit date.

Protecting yourself against paying any additional premiums

I wonder what people think about insurance in general.  I used to think insurance was just another monthly obligation.  Something, like all other bills, that merely functioned like a vice grip on my wallet.    Insurance salespeople were the worst in my mind.  They were an aggravation similar to telemarketers that made my blood boil and always seemed to call after dinner on a Sunday night.  I would hang up on them when they called and I vowed never to work in the insurance industry.  Before I joined the proverbial circus,

Most people associate buying insurance like buying a car. You pick out the car you want and then have multiple sales people fight over your business to get you the best price possible. Most of the time this process works and you, the consumer, end up with a good deal for the car you want. This process does not work well when buying insurance. Let me explain why.

The first reason is your business changes every year. Some businesses change so much throughout the year that their current insurance program may

The sun has finally shown its face and melted away the miserable winter most of the northeast has endured. Now it’s time to pull out the summer toys! Boats, motorcycles, off road vehicles, etc. are all great ways to enjoy a sunny day, but if not properly insured, you could find yourself in a really tough situation.

Many people believe that these toys are covered under their home policy, and some simply think that they don’t need insurance on these toys because they “aren’t worth very much.” This could not be

This past week FBinsure presented the first FB CEO Seminar Series on Disaster Recovery.  Our speakers included the Mansfield Fire Chief Neal Boldrighini, Paul Davis Restoration of Boston South business owner John Gugliotta and his Sales and Marketing Director Haley Acosta.  Our engaging speakers posed some thought provoking questions and important considerations on disaster planning.

The wide scope of disasters, from a super-storm to a burst pipe.
Steps to creating a comprehensive plan for your employees, your clients, and your business continuity.
How to effectively implement your plan using the correct tools.
The importance of testing

Your business relies on employees, a phone system, computers and the internet to run each day.  Imagine that a disaster takes them all out at once?  What would you do?  Are you prepared?  Do you have a disaster plan in place?

Disasters resulting from fire, wind, ice, flood, hurricane, tornado or hazardous material spills can occur at any time.  Business interruption insurance is frequently overlooked by many business owners. Some feel as though this coverage not needed.  This is an untruth that unfortunately some business owners find out the

Many of us here in New England are sick of snow.  Spring cannot get here soon enough.  However, until the birds begin to sing and grass makes its comeback, there is plenty of work to be done.  We have all become well acquainted with roof collapse stories on the news and their tragic details.  Taking steps to prevent a roof collapse goes beyond a roof rake and a ladder.

According to the Insurance Institute for Business & Home Safety, 10-12” of fresh snow is equal to the weight of 1” of

This week we share with you a blog shared with us from our friends at Central Insurance which was created and offered by the Federal Trade Commission.  This is something we don’t necessarily think about, but should, now that it is officially Tax season.

It’s that time of year — tax time. It’s also a great time to get up to speed on tax-related scams. Here are two ways tax scammers might target you: Tax identity theft This kind of identity theft happens when someone files a fake tax return using

I remember a conversation I had about 10 years ago with a successful business owner.  I remember this gentleman fondly.  He took the time to help mentor a young and eager insurance professional.  He shared great stories with me and often a 15 minute meeting could turn into hours of laughter, sharing of failures and successes, and pearls of wisdom.

One day I asked him a question that concerned the risk manager in me.  It was a question I don’t think many insurance professionals ask.  “What is your exit strategy?”  His

At FBinsure, we believe that knowledge and education are an intricate part of a person’s growth as an employee and as an individual in everyday life. As an agency we wanted to find a way to offer a better opportunity to our staff members, allowing them to better themselves, their careers and lives; and in turn the service they provide to our clients. It was through this belief that “FBinsure University” was created.

 FBinsure is proud to state that we are one of the first if not the only agency to