Category Archive for : ‘Uncategorized’

I remember a conversation I had about 10 years ago with a successful business owner.  I remember this gentleman fondly.  He took the time to help mentor a young and eager insurance professional.  He shared great stories with me and often a 15 minute meeting could turn into hours of laughter, sharing of failures and successes, and pearls of wisdom.

One day I asked him a question that concerned the risk manager in me.  It was a question I don’t think many insurance professionals ask.  “What is your exit strategy?”  His

At FBinsure, we believe that knowledge and education are an intricate part of a person’s growth as an employee and as an individual in everyday life. As an agency we wanted to find a way to offer a better opportunity to our staff members, allowing them to better themselves, their careers and lives; and in turn the service they provide to our clients. It was through this belief that “FBinsure University” was created.

 FBinsure is proud to state that we are one of the first if not the only agency to

Puffback.  It sounds like some cute little Antarctic bird or a character from a kids cartoon show; however, it is anything but cute.

A Puffback is a misfire in your furnace which discharges thick, stinky soot into every crevice of your home.  This event can have varying results, none of which is desirable.  It can happen all at once like hearing a car backfire or much more gradual like holding the end of a balloon and letting the air seep out slowly.  At its worst, a Puffback can send soot out

The Super Bowl is this weekend, and football fans around the country will gather together to watch the best defense in the NFL battle the best offense in the NFL. This should be an exciting gridiron contest, perhaps one for the ages. Peyton Manning and the Denver Broncos offense have been shattering records all year long, while Richard Sherman and the Seattle Seahawks’ defense have made a habit of shutting down elite NFL offenses all season. On February 2nd we will find out what wins championships…offense or defense? I happen

The Target security breach, as with other such scandals like the TJX security breach or perhaps even Epsilon who fell to a spear-phishing attack, have taught us that having cyber security coverage can protect you from situations that will take you from reputable to repugnant in a matter of minutes. Data loss expenses can cost you dearly and possibly bring your once prestigious company to its knees.  As a society, from the moment we can walk and talk, we have a lack of fear and suffer from what we might

New Year 2014 is here and with it, just as each new year does, comes the new year resolution list.

The history of the new year resolution can be traced back thousands of years to the ancient Babylonians who were understood to make promises to their God’s to do many good and worthwhile things at the start of each year and the Romans did the same.  Over the years and across the continents many traditions and rituals have occurred during the New Year celebrations.  For example:

Some believe that making noise wards

Did you receive an expensive piece of jewelry from a loved one this Christmas? Some diamond earrings, a Rolex watch, or even the long-awaited engagement ring? Be sure that your new gift is properly protected.

 The standard homeowners policy may not have the right amount of coverage for these types of high value items, which could leave you on the hook for a large portion of the cost to replace them.  While a homeowner’s policy will cover your personal belongings in the event they are damaged or destroyed by a covered loss, there are instances when coverage will be capped at a

For the past four years my wife and I have lived in a multi-family building owned by my father. After we married, we decided to insure our wedding and engagement rings. Our insurance advisor asked us many questions to evaluate our current risks.  He recommended we purchase a tenants policy to cover our belongings and provide us with liability protection in addition to the insurance for the rings. We decided to move ahead and purchase the additional policy. A few months later, we lost everything in a fire. If our

Landscapers across Massachusetts are scrambling to find snow removal insurance. Unfortunately, the options they have available to them are limited.

Why is it so hard to find snow and ice removal insurance? It wasn’t always this way. Massachusetts slip and fall laws used to differentiate between “natural” and “unnatural” accumulations of ice and snow.  In 2002, Emanuel Papadopoulos of Peabody, slipped and fell in a Target parking lot fracturing his pelvis. The parking lot had been professionally plowed that day. The judge ruled in favor of Target and the plow company since

It’s no surprise that the dynamics of the healthcare industry are shifting considerably. This is the primary topic that I have been drowning myself in since my first day here at FBinsure. Healthcare, P.A.C.A, Obama-care, A.C.A or whatever title that headlines of newspapers, blogs and broadcast news all around the nation call it. Whatever you want to call it, it is a controversial yet a confusing topic. We in Massachusetts have been lucky in a sense since we have been required to have coverage for a few years now. Those