Snow & Ice Management

Beyond Insuring Snow & Ice Management. Ensuring Continuity.

Snow Plow New England

The weather is not the only adverse climate that snow & ice management teams face. Due to an avalanche of expensive annual claims, insurance carriers have begun giving the ‘cold shoulder’ to snow contractors. However, your independent agent at FBinsure has a proper understanding of the industry to find the coverage you need for the jobs you want.

Instituting proven risk reduction strategies, and understanding how to protect your organization through well-written contracts are just two of the many steps to position yourself favorably with insurance carriers.

As members of the Accredited Snow Contractors Association, FB Risk Advisors are well acquainted with the snow & ice management industry, and our Risk Reduction Approach is tailored to your needs. With the right combination of products, service, and value, all local to you, there really is no other choice.

Our Risk Reduction Approach

Evaluate

Our team approach to your custom Risk Reduction Workshop ensures a comprehensive understanding of risk in your organization. We work with your leadership to identify risk control opportunities in more than a dozen areas of your business. This process is the first step in allowing us to make you more attractive to the insurance marketplace.

Design

The result of our intensive Risk Reduction Process is a Risk Reduction Plan tailored to your specific organizational needs. This collection of proactive strategies becomes the basis of our ongoing relationship.

Implement

A goal without a plan is just a wish. Our team works with you to develop an implementation plan. We outline solutions, identify key players in your organization and ours, and schedule the timing of service delivery.

Critical Coverages for Your Industry

Business Auto Policy

A Business Automobile policy ensures protection for any vehicle utilized by your organization. Whether a single vehicle or an entire fleet, this coverage protects the vehicles, your company and your employees in the event of an accident. Coverage includes liability and physical damage, however, other coverages are available via endorsement, including and not limited Hired & Non-owned automobile liability. Except for auto-related businesses and motor carrier or trucking firms, a Business Automobile policy addresses the needs of most commercial entities as respects to automobile insurance.

Commercial General Liability

The baseline for commercial insurance programs, a General Liability policy is issued to business organizations to protect them against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations; and also offers protection for advertising and personal injury liability that businesses are exposed to in the normal course of their daily operations.

Workers’ Compensation

Workers' Compensation is a form of insurance providing pay replacement and medical benefits to employees injured in the course of their employment. While plans differ among states, provisions can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).

Inland Marine

Inland Marine coverage is property insurance for property in transit over land, certain types of moveable property, instrumentalities of transportation (such as bridges, roads, and piers), instrumentalities of communication (such as television and radio towers), and legal liability exposures of bailees. Many Inland Marine coverage forms provide coverage without regard to the location of the covered property, these are sometimes called "floater" policies. As a group, inland marine coverage forms are generally broader than property coverage forms. There are various types of Inland Marine coverage such as Builders Risk, Motor Cargo, Equipment Floaters, Fine Arts, Installation Floater, Jewelers Block, Transit Coverage, Ocean Marine coverage, etc.

Request A Consult

Just answer a few simple questions and a Risk Advisors will contact you within 1-2 business days. Want faster results? Call us!

Request a Qoute

Services That Support Your Business

FB Risk Advisors

Our highly trained risk experts use a specialized process to assess and tailor a suite of strategies to control risk in your organization and make you more attractive to the insurance marketplace.

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11 Southeastern MA Locations

Eleven convenient locations throughout Southeastern MA, meaning you are never too far to stop in.

FB Comp Advisors

An exclusive program designed to reduce Workers’ Compensation spending with proactive strategy & claims management.

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Bonding

Our surety team brings years of experience, accounting, banking, and finance backgrounds, and a deep understanding of your industry to provide you with construction bid and performance and payment bonds to a variety of surety, fidelity, and probate bonds.

In-House Registry Services

Not a fan of waiting in line at the registry? Please join us in our Taunton or Rehoboth locations to facilitate a variety of registry transactions without the hassle of the registry.

MyWave Connect

Our premier client portal provides a vast library of resources on risk management, loss control, Human Resources, compliance, and much more. Don’t face the challenges of running a business today without the support of our team of attorneys and HR professionals to lend you guidance.

Connect here

CSR24

Round the clock access to report a loss or, issue certificates of insurance, or review your policies.

HR Hotline

Do you need tailored human resource assistance? Receive personal assistance from HR and legal professionals by phone or email.

24/7 Emergency Service

Whenever disaster strikes, a phone call to FBinsure means you can count on the service and attention of a real person. Just dial 9!

5 Star Agency Designation

Recognition by the Massachusetts Association of Insurance Agents, of our Agency’s achievement, being one of the best at providing superior knowledge, service and value.

Relationships That Count

Leverage our Agency size, experience, and key relationships with top insurance companies without sacrificing the value of trusted local guidance, sense of community, and a good old fashioned handshake.