Distribution & Trucking

The baseline for commercial insurance programs, a General Liability policy is issued to business organizations to protect them against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations; and also offers protection for advertising and personal injury liability that businesses are exposed to in the normal course of their daily operations.

Our in-house bonding team has the experience and expertise in surety bonding to serve a wide variety of industries. They will construct a bonding program that will meet the specific business requirements of your organization providing surety bonds that include contract, license & permit, and fidelity bonds to name a few.

Surety Bonds are a three-party contract under which the insurer agrees to pay losses caused by criminal acts such as fidelity bonds or the failure to perform a specific act such as performance and/or payment bonds. The principal or the obligor (the party with the obligation to perform) agrees if there is a default, the surety (or the insurer), pays the loss of the third party or the obligee. The obligor must then reimburse the surety for the amount of loss paid.

A Business Automobile policy ensures protection for any vehicle utilized by your organization. Whether a single vehicle or an entire fleet, this coverage protects the vehicles, your company and your employees in the event of an accident. Coverage includes liability and physical damage, however, other coverages are available via endorsement, including but not limited to Hired & Non-owned automobile liability or Drive Other Car Coverage. Except for auto-related businesses and motor carrier or trucking firms, a Business Automobile policy addresses the needs of most commercial entities as they relate to automobile insurance.

Inland Marine coverage is property insurance for property in transit over land, certain types of moveable property, instrumentalities of transportation (such as bridges, roads, and piers), instrumentalities of communication (such as television and radio towers), and legal liability exposures of bailees. Many Inland Marine coverage forms provide coverage without regard to the location of the covered property, these are sometimes called "floater" policies. As a group, inland marine coverage forms are generally broader than property coverage forms. There are various types of Inland Marine coverage such as Builders Risk, Motor Cargo, Equipment Floaters, Fine Arts, Installation Floater, Jewelers Block, Transit Coverage, Ocean Marine coverage, etc.

Workers' Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of their employment. While plans differ among states, provisions can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).

Eleven convenient locations throughout Southeastern MA, meaning you are never too far to stop in.

Our highly trained risk experts use a specialized process to assess and tailor a suite of strategies to control risk in your organization and make you more attractive to the insurance marketplace.

Learn More

An exclusive program designed to reduce Workers’ Compensation spending with proactive strategy & claims management.

Learn More

Not a fan of waiting in line at the registry? Please join us in our Taunton or Rehoboth locations to facilitate a variety of registry transactions without the hassle of the registry.

Our surety team brings years of experience, accounting, banking, and finance backgrounds, and a deep understanding of your industry to provide you with construction bid and performance and payment bonds to a variety of surety, fidelity, and probate bonds.

Our premier client portal provides a vast library of resources on risk management, loss control, Human Resources, compliance, and much more. Don’t face the challenges of running a business today without the support of our team of attorneys and HR professionals to lend you guidance.

Connect here

Whenever disaster strikes, a phone call to FBinsure means you can count on the service and attention of a real person.

Round the clock access to report a loss or, issue certificates of insurance, or review your policies.

Do you need tailored human resource assistance? Receive personal assistance from HR and legal professionals by phone or email.

Leverage our Agency size, experience, and key relationships with top insurance companies without sacrificing the value of trusted local guidance, sense of community, and a good old fashioned handshake.

Recognition by the Massachusetts Association of Insurance Agents, of our Agency’s achievement, being one of the best at providing superior knowledge, service and value.