Insurance that provides a secure future for your family.
Your family depends on you, and a major responsibility is ensuring their financial future remains secure, even without your being there. Purchasing a life insurance policy is the safety net that ensures your loved one’s future financial obligations are met, covering items such as funeral costs, outstanding debt, estate taxes and everyday living expenses.
For a married couple, it’s equally important that both spouses have a life insurance policy. If both people bring in an income, a death presents a difficult financial loss. The financial loss of a stay-at-home parent can often be undervalued; but expenses such as childcare and other domestic items can create financial hardship, too.
There are two basic types of life insurance: term life insurance and permanent life insurance. The type of life insurance policy that best suits you will depend on your unique needs. To help you decide, see our blog on buying life insurance.